Three year returns - expect marketing hype

http://www.fool.com/investing/general/2012/03/09/the-best-3-years-you-may-ever-see.aspx

Looking to see what I can find on the 18 month returns after the top 2% of 3 year returns.

Your 401k - you have been duped

The Fleecing of America - 401k style

Why Target Date Funds Suck

Why target date retirement funds suck

Why Investor Behavior Costs them...

“It’s because of two mistakes that retail investors make—one is trying to time the market and the other is chasing the performance of a manager. The retail investor performance in mutual funds is 600 basis points lower—six percentage points lower—than the mutual fund itself.”

Thomas Brown, Second Curve Capital, Bloomberg Surveillance, 21 February 2012.